A Non-Resident alien is a citizen of a country other than the U.S. or a foreign national legally living in the U.S. We offer loans for the initial purchase or refinancing of primary and second homes.

  • No credit score required
  • Up to 70% LTV
  • Fixed and Arm products
  • Loan amounts to $1,000,000
  • Foreign credit reports to demonstrate credit worthiness or satisfactory alternate credit, from country of origin
  • Income documentation is required.
  • Proof of assets for down payment and reserves
  • Tax Identification Number (TIN) not required. Borrower must apply for TIN for certain loan amounts
  • Valid passport and second form of ID required.
  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years.
  • Pay off your mortgage at any time without pre-payment penalties.
  • 30 year, 3 and 5 year arms are all available.

The payment on a $200,000 foreign national loan 5 year arm at 5.375% and 70% loan-to-value (LTV) is $1119.94 The Annual Percentage Rate (APR) is 8.608%.

  • Payment does not include taxes and insurance premiums.
  • Rates are subject to change without prior notice.
  • Loan information is informational purposes only and is not an offer to make a loan.
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Consulting WP really helped us achieve our financial goals. The slick presentation along with fantastic readability ensures that our financial standing is stable.

Amanda Seyfried
Sales & Marketing, Alien Ltd.